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  1-800-848-2336   Celebrating 32 Years of Care to New Jersey Seniors
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Expert Home Care

Vice President at Expert Home Care, Inc.
Frank Esposito has 30 years experience in the field of non-medical home care and home health care in the state of New Jersey (NJ).As an operations manager he has delivered over 65 million hours of service to 8,000 + clients.He is sought after nationwide as a consultant and trainer.
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Expert Home Care when your aging seniors in New Jersey needs live-in care, elder care, or senior home care in NJ  800-848-2336.

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Continued from our posting date August 13th – Estate Planning for New Jersey Seniors

The place seniors should start is with a complete financial inventory. This includes taking not of income, assets, expenses and even liabilities. Talk about what the senior is interested in long term. Is retirement living an option or will the family home be sold. These are important questions that should be worked out early on before a situation arises. Finally, determine what kind of insurance the senior will have as well as how much money for retirement.

Also, discuss a senior life settlement. This is an option for seniors who want to sell their life insurance policy for more than the cash value the life insurance company would give them to cash out. This means seniors can sell life settlements and get money to live their retirement on and the individual who bought the insurance policy will simply cash it out upon death.

Before making any of these serious decisions it is important for seniors to discuss their options with a professional. Lawyers well versed in senior matters or financial planers are two great resources for seniors to have their legal questions answered and to receive the help they need planning their retirement. Most of the time using an expensive attorney will be expensive in the short run but it will result in major savings down the road and is worthwhile.

Expert Home Care

Frank Esposito has 30 years experience in the field of non-medical home care and home health care in the state of New Jersey (NJ). As an operations manager he has delivered over 65 million hours of service to 8,000 + clients. He is sought after nationwide as a consultant and trainer.

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