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Expert Home Care

Vice President at Expert Home Care, Inc.
Frank Esposito has 30 years experience in the field of non-medical home care and home health care in the state of New Jersey (NJ).As an operations manager he has delivered over 65 million hours of service to 8,000 + clients.He is sought after nationwide as a consultant and trainer.
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Call Expert Home Care provides help to seniors and elders in NJ – living independently at home. Please call 800-848-2336.

American’s lack of financial planning for the future also extends to long-term care insurance. More than half of Americans will need long-term care during their lives. But only seven percent of seniors own private insurance that could help them pay for this type of care, says the Journal of Financial Planning.

Long-term care is simply the help people need when a serious illness, injury or disability makes them physically unable to care for themselves. It can be expensive, with the cost for a year’s nursing home stay averaging $44,000 and adult day care typically $50 a day.

Medicare and Medicaid don’t cover many types of long-term care. And most people can’t afford to pay for it out-of-pocket. Consequently, family members are often left with the burden of providing care. Nearly half of adults age 50 or older provide some care to a family member or loved one, according to AARP’s “The State of 50-Plus America, 2004”. And 31 percent of caregivers quit work to care for an older person with a severe impairment, forfeiting thousands of dollars annually in wages and health benefits.

Expert Home Care

Frank Esposito has 30 years experience in the field of non-medical home care and home health care in the state of New Jersey (NJ). As an operations manager he has delivered over 65 million hours of service to 8,000 + clients. He is sought after nationwide as a consultant and trainer.

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