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Expert Home Care

Vice President at Expert Home Care, Inc.
Frank Esposito has 30 years experience in the field of non-medical home care and home health care in the state of New Jersey (NJ).As an operations manager he has delivered over 65 million hours of service to 8,000 + clients.He is sought after nationwide as a consultant and trainer.
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Many Seniors in New Jersey are Unprepared To Face the Future – What, me worry?

With life expectancy rising, Americans are facing retirement of 25 to 30 years or more. But many seniors are not financially or legally prepared for the future.

A lack of retirement planning is partly to blame. With Social Security benefits increasingly playing a smaller role in retirement funding, about 90 percent of people feel they will need to take on more responsibility for supporting their retirement, according to a recent survey by the American Council of Life Insurance (ACLI). However, only 44 percent of non-retirees say they are saving for retirement and are able to report how much.

A lack of planning is reflected in other areas as well. Currently, 57 percent of Americans don’t have a will — potentially leaving them without any say about their assets or the care of minor children after they die, reports legal Web site FindLaw. 

If someone dies without a will, their estate will be distributed according to a rigid legal formula and not as they may have wished. Legal experts advise anyone who is over the age of 18 and has assets, children or other dependants to create a will.

Call Expert Home Care when worried whether or not you can stay home comfortably. Please call 800-848-2336.

Frank Esposito has 30 years experience in the field of non-medical home care and home health care in the state of New Jersey (NJ). As an operations manager he has delivered over 65 million hours of service to 8,000 + clients. He is sought after nationwide as a consultant and trainer.

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