NJ Planning for Seniors’ Travel

Home Care & Home Health in NJ – Call us for homemaker & personal care services, and live-in care(800)848-2336.

Millions of older Americans love to travel and continue to do so. There are virtually no external limits on where you can go and what you can do. Here are some ideas to help you get the most out of your travels.

Choose your travel companion(s) wisely. With whom will you be traveling? If traveling with someone other than a spouse or partner, be sure you’re all compatible. You will spend a lot of time together, and flexibility is the key.

Be clear about the kind of travel experience you want. Do you want to relax, study, visit family and friends, volunteer, have an educational experience, or perhaps a combination of these?

Research the areas you will visit. Check seasonal weather conditions and the cultural climate. What time of year you will be traveling and how long will you be gone? Remember, when in Rome …

Know your budget. Are you looking for wonderful experiences on a modest budget or will it be first class all the way? Don’t underestimate costs. If on a tour, know what charges to expect. Read the fine print and ask good questions.

Be up-to-date on international currency exchange rates.

Consider your health. Do you or your traveling companions have health issues to consider? Plan ahead for any medical concerns that may need to be addressed along the way.

Be prepared to be flexible. How will you handle cancelled or delayed flights? Are you OK with eating as circumstances permit and adventurous about the kinds of food you will encounter?  

Aging in NJ – Home Health Care Help in New Jersey

Focus Should Be on Slowing, Not Stopping, the Aging Process - Part 2 from September 5

Expert Home Care helps keep seniors and elders at home – safely & independently. Call us to find out how at (800) 848-2336.”Part of the problem with many individuals selling anti-aging medicines to the public is that they’re suggesting that because they can modify the risk of a particular disease they’re altering the aging process itself,” says Olshansky, senior research associate at the Center on Aging at the

University of Chicago and London School of Hygiene and Tropical Medicine.

But the key to a longer life is more than just evading diseases, researchers say. Until that mystery is unlocked, any anti-aging medication promising long life in a bottle or pill can deliver only that promises.

Hopeful Anti-Aging Research 
Researchers are a long way from creating a pill that can help you live a longer and healthier life, but they’re making progress.

“The hope is that we now have animal experimental systems in which aging really can be slowed and experiments that can get at the basic biology of aging and how it’s related to diseases,” says Richard Miller, MD, PhD, associate director for research at the University of Michigan’s geriatrics center. “Although we don’t know how those experiments will come out, and we don’t know what the answers are, we now have some really exciting things from which answers can reasonably be expected to emerge.”

Seniors are Unprepared for Retirement in NJ

Call Expert Home Care provides help to seniors and elders in NJ – living independently at home. Please call 800-848-2336.

American’s lack of financial planning for the future also extends to long-term care insurance. More than half of Americans will need long-term care during their lives. But only seven percent of seniors own private insurance that could help them pay for this type of care, says the Journal of Financial Planning.

Long-term care is simply the help people need when a serious illness, injury or disability makes them physically unable to care for themselves. It can be expensive, with the cost for a year’s nursing home stay averaging $44,000 and adult day care typically $50 a day.

Medicare and Medicaid don’t cover many types of long-term care. And most people can’t afford to pay for it out-of-pocket. Consequently, family members are often left with the burden of providing care. Nearly half of adults age 50 or older provide some care to a family member or loved one, according to AARP’s “The State of 50-Plus America, 2004″. And 31 percent of caregivers quit work to care for an older person with a severe impairment, forfeiting thousands of dollars annually in wages and health benefits.

NJ Seniors Unprepared for Retirement

Many Seniors in New Jersey are Unprepared To Face the Future – What, me worry?

With life expectancy rising, Americans are facing retirement of 25 to 30 years or more. But many seniors are not financially or legally prepared for the future.

A lack of retirement planning is partly to blame. With Social Security benefits increasingly playing a smaller role in retirement funding, about 90 percent of people feel they will need to take on more responsibility for supporting their retirement, according to a recent survey by the American Council of Life Insurance (ACLI). However, only 44 percent of non-retirees say they are saving for retirement and are able to report how much.

A lack of planning is reflected in other areas as well. Currently, 57 percent of Americans don’t have a will — potentially leaving them without any say about their assets or the care of minor children after they die, reports legal Web site FindLaw. 

If someone dies without a will, their estate will be distributed according to a rigid legal formula and not as they may have wished. Legal experts advise anyone who is over the age of 18 and has assets, children or other dependants to create a will.

Call Expert Home Care when worried whether or not you can stay home comfortably. Please call 800-848-2336.

NJ Elder Care – Home Health Care New Jersey

Family ties: The role of siblings in NJ elder care – Expert Home Care and call 800-848-2336.

In North America today, it is very common for children to provide full time care to their aging parents, often within their own homes. Adjusting to the arrival of a parent into a home can be both rewarding and burdening, and it is important that the caregiver receives both emotional and physical support from the rest of his/her family.

Unfortunately, caregiving for a parent is a situation that can often be a source of tension for siblings. It can be difficult for families to agree on the best methods of care, and is not uncommon for non caregiving family members to feel left out. In order to make the adjustment easier on the parent and caregiver, it’s crucial that non active siblings leave the major decisions to the caregiver while still being there for support. Siblings should respect decisions made by the caregiver and keep in mind the sacrifices that he/she has had to make in order to care for mom or dad.

Families need to stick together to provide for the well-being of their family unit, and maintain a peaceful and happy environment for their elder members.