Expert Home Care NJ - New Jersey Home Health

New Jersey’s Expert Home Care for Elders and Seniors provides care for your aging loved ones since 1984. Please call us when your loved one needs help - 800-848-2336.

Government caregiver resource services such as area agencies on aging and related ADRC pilot programs typically reach out to caregivers through referrals from hospitals, discharge workers, doctors, home health agencies and nursing homes. Caregivers seeking help outside of this referral network generally aren’t aware of government advisory services.

In the private sector, help with caregiving issues is generally provided when a caregiver calls a specific agency, nonprofit organization or an advisor. There is no nationwide, private sector one-stop shopping source of help for all the types of care provider services that are available in the community.

The national care planning Council has discovered an answer to help desperate caregivers find the one-stop shop support they need. A 2004 study by the National Alliance for Caregiving and AARP estimates nearly six in ten (59%) caregivers are currently employed. Many of these working caregivers will use their Internet access at work to find the caregiving support they need.

Expert Home Care delivers home health services to seniors at home. We help seniors live at home safely and independently in New Jersey. Here’s more information on whether you should consider a will or a living trust for your estate planning in NJ. We can be reached at  (800) 848-2336.

NJ Seniors Seek Simple Wills

You probably have read and heard throughout your life that if all you is take care of your legal affairs, you should write a will. That’s great advice. Keep in mind that when you don’t make a will before your death, then state law will determine who gets your property - the bad news it may not be whom you would have chosen!

What might be worse.. is a judge may decide who will raise your children. In your will, you can make these decisions yourself. Forget the fancy trusts you’ve heard about: most people can get by with only a basic will.

Maybe all you need is a basic will, you can confidently use a good self-help book or software to make a legally binding will that:

• leaves your property to the people and organizations you choose
• names a guardian to care for your minor children if you can’t
• names someone to manage property you leave to minor children (yours or someone else’s), and
• names your executor, the person with authority to make sure that the terms of your will are carried out.

http://www.nolo.com/resource.cfm/catID/FD1795A9-8049-422C-9087838F86A2BC2B/309/

Expert Home Care and call 800-848-2336. More on Sibling Rivalry & Elder Care in NJ

Continuing our post from August 22.. Sibling Conflict in Elder Care

Resolving these conflicts can be challenging. But ignoring the difficulties in a caregiving situation can create greater challenges. Ultimately, strained family relationships can impede a family’s capacity to provide the greatest quality of care to a parent. How can families come together in caregiving?

Here are some suggestions:

• Express your feelings honestly and directly. Let your siblings know their help is both wanted and needed.
  Keep family members informed regarding a parent’s condition.
• Be realistic in your expectations. Allow siblings to help in ways they are able and divide tasks according to individual abilities, current life pressures and personal freedoms. Assistance with errands, finances, legal work or other indirect care may be the best option for some family members.
• Express appreciation to your family for help they are able to provide.
• Accept siblings for who they are and expect differences of opinion.
• Try to respect other’s perceptions and find opportunities to compromise.
• If communication is particularly contentious, arrange a family meeting that includes an outside facilitator, such as your FCA Family Consultant, social worker, counselor, religious leader or friend. A trusted outside party can ensure that everyone’s voice is heard.
• If siblings are unable to help with care, seek other assistance to provide a respite for yourself.
• Call your local Caregiver Resource Center, Area Agency on Aging, Senior Center or other community resource to locate help.
• Try to forgive family members who continue to refuse to get involved in a loved one’s care. The only thing we have control over in a situation is our reaction. Attempt to work through your negative emotions to take care of yourself and move forward.

http://www.caregiver.org/caregiver/jsp/content_node.jsp?nodeid=868

Family ties: The role of siblings in NJ elder care - Expert Home Care and call 800-848-2336.

In North America today, it is very common for children to provide full time care to their aging parents, often within their own homes. Adjusting to the arrival of a parent into a home can be both rewarding and burdening, and it is important that the caregiver receives both emotional and physical support from the rest of his/her family.

Unfortunately, caregiving for a parent is a situation that can often be a source of tension for siblings. It can be difficult for families to agree on the best methods of care, and is not uncommon for non caregiving family members to feel left out. In order to make the adjustment easier on the parent and caregiver, it’s crucial that non active siblings leave the major decisions to the caregiver while still being there for support. Siblings should respect decisions made by the caregiver and keep in mind the sacrifices that he/she has had to make in order to care for mom or dad.

Families need to stick together to provide for the well-being of their family unit, and maintain a peaceful and happy environment for their elder members.

Many New Jersey seniors are at risk during the summer’s heat and humidity.  Seniors over the age of 65 in four North American cities revealed that while nearly 90 percent of the respondents were aware a heat warning had been issued, only about half of the people did anything about it.  Many thought the warnings were targeting the NJ elderly, and not them.

To make sure that both you and your elder loved one are safe, here are some important tips:

• Keep a glass of water in every room for quick access.  Drink plenty of fluids, even if you don’t feel thirsty.
• Dress in light-weight clothing.  Remove all heavy materials, long sleeves and dark colors from closets. 
• Stay out of the sun during the hottest times of the day.  Sunburn makes heat dissipation more difficult.
• Take a nap during high heat times or find a good television program or movie to watch.
• Keep shades down and blinds pulled. 

Most people know that extreme heat can make us sick. But we may think of heat-related illness as something that only affects people who are overdoing it like overheated marathon runners, professional athletes, or new recruits doing drills on military bases.

But most people who die from heat stroke in the U.S. about 400 every year, and possibly more don’t get it from overexerting themselves on a muggy day. In certain people during high temperatures, it’s all too easy to develop heat stroke while sitting perfectly still on the couch.

Heat stroke occurs when the body is unable to regulate its temperature. The body’s temperature rises rapidly, the sweating mechanism fails, and the body is unable to cool down.

Read the full article: Hot Summer Days Can Make Sick People Sicker.

Call Expert Home Care NJ if your elder needs Home Health Care in New Jersey at 800-848-2336.

If you are caring for a New Jersey elderly loved one at home, you should make them as comfortable and safe as possible. Quality home health care is important. This can reduce stress for you, as well as, your loved-one. The more secure your loved-one feels, the less the likelihood of them becoming confused, aggressive, or agitated. There are simple, little changes in Home Health Care that you can make to ensure a heightened level of contentment for your loved-one.

Expert Home Care New Jersey suggests the following home health care tips at home:

Buy a small, lightweight pitcher. Keep it filled with water at all times in a convenient place for your loved-one to get at. Remind them periodically about drinking plenty of water and where the pitcher of water is located. Staying adequately hydrated can ward off a number of different ailments like headaches, sleeplessness, and appetite suppression. It’s great for overall health and well being.

Avoid placing a lot of mirrors around your home. Mirrors can seem confusing for elderly people because they may not recognize their own reflection. Also, walking up to a mirror can startle or confuse them. If you like to have mirrors in your home, buy smaller mirrors and hang them relatively high on the walls. This is to prevent your loved one from seeing their reflection.

Visit us tomorrow when we give family members more home health care tips for their aging loved ones in New Jersey.

Call Expert Home Care if your elder needs Home Health Care in New Jersey at 800-848-2336.

Expert Home Care when your aging seniors in New Jersey needs live-in care, elder care, or senior home care in NJ  800-848-2336.

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Continued from our posting date August 13th - Estate Planning for New Jersey Seniors

The place seniors should start is with a complete financial inventory. This includes taking not of income, assets, expenses and even liabilities. Talk about what the senior is interested in long term. Is retirement living an option or will the family home be sold. These are important questions that should be worked out early on before a situation arises. Finally, determine what kind of insurance the senior will have as well as how much money for retirement.

Also, discuss a senior life settlement. This is an option for seniors who want to sell their life insurance policy for more than the cash value the life insurance company would give them to cash out. This means seniors can sell life settlements and get money to live their retirement on and the individual who bought the insurance policy will simply cash it out upon death.

Before making any of these serious decisions it is important for seniors to discuss their options with a professional. Lawyers well versed in senior matters or financial planers are two great resources for seniors to have their legal questions answered and to receive the help they need planning their retirement. Most of the time using an expensive attorney will be expensive in the short run but it will result in major savings down the road and is worthwhile.

Expert Home Care in New Jersey at 800-848-2336 - We introduce Mr. Michael FitzPatrick, Managing Partner, The LTC  Partnership, LLC -

Michael FitzPatrick reminds us why women need to pay close attention to planning for their future.. the long term care future.  He asks a provocative question…  ”When visiting nursing homes in America, what do you see? More specifically WHO do you see in nursing homes?”

Thinking back when visiting my dad living with Alzheimer’s, I remember seeing more women.  “Why do you suppose that is?”, asks Michael FitzPatrick. 

We can only assume why there are more women in nursing homes is because women out live their mates, and we don’t plan for our on future. “Men”, as Michael shared, “don’t plan for their future…, why do you think?” Michael believes it’s because most men KNOW they will be taken care of by their family.. usually the wife first, and then the adult children.

Reasons there is a disproportionate number of women in nursing homes -

• Women live no longer
• Family is no longer close to provide care for aging relative
• Increasing number of women remain single and childless
• Women have no financial plan in place

2008 Statistics on Long Term Care for Women

• Average life expectancy is 84
• Social Security provides 40% of all retiree’s income
• 12-15 million Americans need long term care now
• Between 65 and 70% of women work outside the home
• Divorce rates are on the rise - 1 out of 2 marriages end in divorce
• 25% of baby boomers don’t have children
• Family members can live across town & the country

Expert Home Care invites women in New Jersey to learn how better care for themselves in the future. Call Michael FitzPatrick at (973) 394-0053 or visit THE LTC Partnership at www.theltcpartnership.com.

Expert Home & Live-in Care for seniors and elders in New Jersey. Call us for help at 800-848-2336.

Retired Couples Will Need Average of $85,000 for Long-Term Care Insurance Premiums - to cover the rising costs of care.

A 65-year-old couple today will need $85,000 on average to cover annual premiums for long-term care insurance, according to a new study by the financial services firm Fidelity Investments.

To come up with the estimate, Fidelity surveyed insurers offering long-term care policies, which cover visits by caregivers or stays in a nursing home. The study supplements a survey the company completed in March 2008 estimating a couple retiring this year would need $225,000 in savings to cover total medical costs in retirement. The costs for long-term care insurance are in addition to the $225,000.

About 5 million Americans have long-term care insurance, a number that has not increased much over the last decade, said Joan Bloom, senior vice president for Fidelity’s life insurance group, which distributes long-term care insurance issued by an unaffiliated firm, Genworth Financial.

Bloom said people should consider buying long-term care insurance in their 50s because policies generally cost less the earlier they are purchased.

A 65-year-old couple needs $85,000 on average to cover insurance costs for long-term care such as nursing home stays in retirement, according to a study to be released today by Fidelity Investments.

The finding underscores the need to financially prepare for the possibility of eventually needing assistance to get by - a burden that often falls on elders’ adult children, who can jeopardize their own finances by caring for an ailing parent while finding they must cut their work hours.

Setting aside adequate savings heading into retirement can help defuse family tensions should physical or mental illness hit parents who slowly realize they can no longer perform tasks such as household chores, or bathe or dress on their own.

“If you plan adequately and you have the ability to pay for assistance, in whatever form that might be, it makes it easier on everybody if you can do that,” said Kathleen Kelly, executive director of the Family Caregiver Alliance, a nonprofit agency in San Francisco that helps families cope with adults’ disabilities. “Families really want to do the right thing, but there are so many pressures on them.”

Read the full story at San Francisco Chronicle.

Nursing Homes - Five-Star Rating System delivered to you by Elder Law Answers!
 
Elders and Seniors in NJ can eat at a five star restaurant or stay at a five star hotel. By year’s end, you’ll also be able to select a five star nursing home.

The Centers for Medicare & Medicaid Services has announced plans to implement a one  to five star rating system for nursing homes to help consumers in New Jersey evaluate a nursing home’s quality when selecting a facility. The ratings would appear on the agency’s Nursing Home Compare Web site.

CMS will base the ratings on government inspection results and the staff data and quality measures. It is yet to be determined - if the ratings will include patients with dementia or those on ventilators.

CMS Administrator Kerry Weems believes the public is hungry for this type of information. And he adds, “lower ratings will likely put nursing homes on the path to improvement . . . I don’t think we’re going to see many people who are very anxious to put a loved one in a one star home.”

But the new rating system was criticized both by consumer advocates and the nursing home industry, for different reasons.

A senior policy attorney with the Center for Medicare Advocacy, Toby Edelman, said that two of three criteria CMS plans to use for the ratings like staffing data and quality measures are “self reported by nursing facilities and are inaccurate.” Edelman said, “Relying on nursing homes to describe accurately how well they are doing . . . just doesn’t make sense”

The president of the American Health Care Association, Bruce Yarwood, a long term care industry trade group, criticized CMS’s use of government inspection results as criteria for the ratings and said CMS should consider consumer and staff satisfaction.

If you want your elder or senior living in New Jersey to continue living at home go to Expert Home Care and call us at 800-848-2336.